atm: a self survice banking macine. bank card: a plastic card with magnetic strip.overdraw:to take out more money than whats in your account.reconcile:to make one account recard consistant with another.service charge:a fee tha the bank charges to your account for its service.full-serve transaction:when a teller performs a transaction.self-serve transaction:when you preform a transation with out a teller.waive:a bank will not collect a service fee.